Sunday, March 13, 2011

Really Cool Blogs

I am taking a break from the budget posts--how are you doing on the budget by the way?--to highlight a few really cool blogs!

First, Recycle That:   has ideas for reusing paper towel and toilet paper rolls--smart ideas!

Next, Maple Valley Farm:   this is my sister in law and brother in law and their family. They live on an Amish farm 'off the grid' with no electricity and they farm with horses. Their blog is always inspiring and really fun to read!

And finally, here's one for online writers:  this one has a lot of good information if you are currently writing online. If you are just thinking about writing online or have just started, this might be a little confusing :)

Thursday, March 3, 2011

More Budget Fun

Wow, it has been a long time since I made a post! I am getting back to it now, promise. :) Ok, I am going to talk just a little bit more about....budgets. Yes, I know it's not the most exciting thing to talk about but once you have a "name on every dollar" (as Dave Ramsey would say), you will find you love to keep a budget more and more!

A budget is not only for people on a "limited income", not at all. A budget should be for everyone, and chances are, most wealthy people have a budget, stick to a budget and have become pros at keeping a budget--this is a step to obtaining wealth.

Where to start: Record everything you spend for one month. Every single dime. This will give you a guide in setting your budget. Before the next month starts, sit down and work out a budget. Here is a helpful tool.

If you are married, sit down with your spouse and come up with numbers you can both be happy with. This will take a little effort and 'give and take'. If you can not agree on a number for a particular area, use one person's number one month and the other person's number the next and compare after 2 months. Which ever number worked better, use that one in the budget.

 If you are married, agree to re-visit the budget every so often. Some people like to do it twice a year some like re-visit it more often.

Try it out and see how it changes your marriage and your money!